Financial capability
Review of Financial Capability Training Resources
Review commissioned by the Scottish Government and undertaken by the Employment Research Institute, Edinburgh Napier University in July 2011.Financial capability and older people
This report by the Personal Finance Research Centre at the University of Bristol, provides a review of the evidence on the financial capability needs of older people in the UK.The long-term impacts of financial capability
This report establishes a connection between poor money-management skills and long-term consequences for income, living standards and savings behaviour.
Financial capability and saving
This report by Dr Mark Taylor sheds important light on saving patterns in Britain, analysing the relationship between saving and financial capability.
Transforming Financial Behaviour: developing interventions that build financial capability
This report describes how applying psychology and sociology alongside more traditional policy interventions can foster behavioural change.
Improving Financial Capability Among Offenders
This report brings together previous assessments and new research to assess the effectiveness of three projects and the lessons learned.
The impact of life events on financial capability
How life events, such as unemployment, bereavement and household status, affect people’s ability to manage and take control of their finances.
Financial capability and wellbeing
Examining the relationship between people’s ability to manage and take control of their finances and their psychological wellbeing.
Financial capability in the UK: Establishing a baseline
The FSA’s ground-breaking 'Baseline' survey showed for the first time the level of financial capability of people in the UK.
Young people
Evaluation of Financial Education in primary and secondary schools
Published in October 2009, this study was commissioned by the Scottish Government to assess the range, effectiveness and quality of financial education currently provided in Scottish primary and secondary schools.The influence of financial promotions on young people’s decision-making
Research commissioned by the Consumer Financial Education Body (CFEB) to look at the extent to which young people are targeted through financial advertising and the impact of these promotions on their purchasing decisions.
Banking
Banking on the Basics
This evidence report outlines issues that people in Scotland have experienced in accessing basic bank accounts.
Realising banking inclusion: the achievements and challenges
This 2010 study was commissioned by the Financial Inclusion Taskforce, to explore how much had been achieved since the UK Government set out its strategy for tackling financial exclusion in 2004.
On the margins: Society's most vulnerable people and banking exclusion
Consumer Focus commissioned this study to make sure that the voices of the most marginalised consumers in society are heard in relation to their banking and other financial needs.
Credit
Office of Fair Trading: Review of high-cost credit (2010)
The findings of a review which aimed to establish whether high-cost credit is working well for consumers.
Time is Money - financial responsibility after prison
This report contains recommendations to achieve financial inclusion for people in prison, former offenders and their families, to improve resettlement and reduce reoffending.
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